You lock your door. You wear a helmet. You save emergency numbers. Why? Because life’s unpredictable. That’s exactly what general insurance is — it helps when things go sideways.
You can't stop a flood, a fire, or a stolen scooter. But you can avoid paying the full cost out of your own pocket. That’s the point.
Some things general insurance covers:
- Bike or car damage: Accidents, theft, floods — covered.
- House problems: Fire, short circuit, water damage — covered.
- Lost luggage: While travelling — covered.
- Shop or office risks: Business interruption, break-ins — covered.
- Legal issues: If someone sues you — depends on your policy, but often covered.
Why it’s worth having:
- Peace of mind: You don’t stress every time something goes wrong.
- Not that expensive: Basic plans are super affordable.
- You choose: Pick what matters to you — not everything.
- Claim process is better now: Many insurers do it online or through apps.
This isn’t something to overthink. You just figure out what’s important — your ride, your home, your business — and make sure it’s protected.
Need help picking one? No pressure. Just real help, no selling.